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Asking for a Friend: ERISA Fiduciary Edition

October 20, 2023

Employers, in their roles as ERISA health and welfare plan sponsors and administrators, must follow a fiduciary code of conduct that involves duties of loyalty, prudence, and impartiality. In this webinar, the Benefits Compliance team provided practical examples and insights regarding these fiduciary duties by addressing questions employers may be too embarrassed to ask. 

Agenda 

Introduction 

  • ERISA’s Purpose  

Overview of ERISA Fiduciary Duties 

  • Fiduciary status 
  • Duty of loyalty; duty of prudence; duty to follow plan document 
  • Consequences of breaching a fiduciary duty 

Classic Fiduciary Duty Scenarios 

  • Claim exceptions 
  • Compliance with other laws 
  • Life insurance conversion notices 
  • Leaves of absence and eligibility 
  • MLR Rebates  

Fiduciary Considerations in an Evolving World 

  • CAA 2021 and Transparency  

Conclusion  

  • Practical Takeaways

Asking for a Friend: ERISA Fiduciary Edition


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