Although some organizations are calling employees back to the office, many still maintain a remote or hybrid workforce. Benefits compliance can be challenging when employees are spread throughout the country, and employers may not fully understand their obligations regarding remote workers. Join us as we review key compliance areas, including state insurance laws, extraterritorial state mandates, state-specific benefit requirements, and more.
Agenda
- Topics outside of scope
- Overview of remote workers
- State insurance laws
- FMLA and state leave laws
- State individual mandate requirements
- Key takeaways
Key Takeaways
Employer Considerations
It is OK to ask for help!
Fully insured plans:
- Identify locations for workers outside employer state(s)
- Communicate with insurance carrier – they should have insight into state insurance laws that apply to your policy
- Beware of state reporting requirements
Self-insured plans:
- Identify locations for workers outside employer state(s)
- Be mindful of state requirements that affect your employees outside of insurance laws
- Beware of state reporting requirements
Employers should consult with employment law counsel to navigate requirements outside of employer’s home state(s)
- In addition to insurance laws, there may be additional HR rules to be mindful of (hiring practices, wage withholding, etc.)
NFP Benefits Compliance Resources
For further information on the various topics discussed during the presentation, please ask your broker or consultant for a copy of the following NFP publications:
- California: Employee Benefit Considerations
- Hawaii: Employee Benefit Considerations
- Illinois Consumer Coverage Disclosure Act
- Illinois: Employee Benefit Considerations
- Massachusetts HIRD
- Massachusetts: Employee Benefit Considerations
- New York: Employee Benefit Considerations
- Quick Reference Chart: Statutory Disability & Paid Family and Medical Leave Programs
- State Individual Mandate Reporting Requirements