Financial Planning and Indexed Universal Life Insurance

The information denoted is designed for financial educational and informational purposes only. Nothing contained herein constitutes investment, legal, tax or other advice. This should not be construed as a solicitation. Opinions expressed are subject to change without notice. Any data has come from sources believed to be reliable, but are not guaranteed to be complete or accurate.  NFP Financial Education does not provide any investment advice on or transact in securities or investments or other investment managers with its services. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS) an affiliate of Kestra IS. NFP Retirement, Inc., an affiliate of NFP Corp. (NFP), is a Registered Investment Adviser. Advisory services are offered to clients or prospective clients where NFP Retirement, Inc. and its representatives are properly licensed or exempt from licensure. No advice may be rendered by NFP Retirement, Inc. unless an investment adviser agreement is in place. Insurance services offered through a licensed subsidiary of NFP or a member of PartnersFinancial or Benefits Partners, which are platforms of NFP Insurance Services, Inc. (NFPISI), a subsidiary of NFP. Some members of PartnersFinancial and BenefitsPartners are not affiliated with NFP. Neither Kestra IS nor Kestra AS are affiliated with NFP, NFP Retirement, Inc., or NFPISI. Investor Disclosures: https://www.kestrafinancial.com/disclosures  ACR#7834997 04/25 NFPR-2025-535.