On January 31, 2025, the Commissioner of Insurance released Directive 225 regarding coverage for fertility preservation under La. R.S. 22:1036.1, which requires insurers to cover all standard fertility preservation services.
In particular, the directive emphasizes that the statute’s definition of “standard fertility preservation services” includes all healthcare services associated with the preservation of standard fertility oocyte and sperm preservation procedures. This includes but is not necessarily limited to prescription drugs or providing products or supplies, drug therapy, and other patient services provided by a licensed pharmacist or physician-administered drugs.
The directive was issued to all health insurance issuers, health maintenance organizations, and self-insurers issuing health insurance policies in Louisiana. Employers should be aware of its contents.