Compliance Corner: Podcasts
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May 15, 2018
Ep 30: HSA Limits and Potential HSA Expansion Legislation
In this episode, Chase Cannon and K.C. Barner – in his podcast debut – discuss some recent announcements and adjustments from the #IRS on #HSA contribution limits. The two discuss the mid-year changes to the 2018 maximum family HSA contribution limits — and what employers and HSA account holders should do in response to those changes. Then Chase and K.C. dive into some legislation that’s been introduced in Congress regarding changes to the HSA rules, including:
1. Clarifications on what constitutes “impermissible coverage” (including telehealth and onsite medical clinics)
2. A clarification that expenses for dependents up to age 26 can be reimbursed from an HSA
3. Some expansion on the types of expenses that can be paid out of an HSA (including gym memberships and home gym equipment)
Chase closes with a discussion of issues that aren’t currently included, but which would be nice to include in the final version, including how HSA eligibility interacts with #Medicare entitlement and direct primary care #DCP arrangements.
NFP's Insights from the Experts
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May 01, 2018
Podcast Episode 29: Recent Case Outlines FMLA and Leave Issues and ERISA Sec. 510 Claims
In this episode, Beth Allen and Chase Cannon break down a recent case (Stein v. Atlas Industries, Inc.) being litigated in federal court. Beth outlines the facts of the case, which involve an employee who had two events going on — his son’s extremely serious medical event and his own torn meniscus, which led him to be out on an FMLA-protected leave. Eventually, the employer terminated the employee for not following proper employer-outlined protocol with regard to employee notification for absences from work. Beth describes the employee’s claims against the employer, which were based on the employee’s FMLA protections and on ERISA Section 510, which generally prohibits an employer from retaliating against an employee (including terminating them) for exercising a right granted under ERISA. The employee claimed that the employer was terminating him due to the high claims and costs associated with his son’s medical event. Beth unpacks the arguments of both the employee and employer and explores why the court allowed the case to proceed to the jury. Beth also expertly describes the important takeaways for employers, including the importance of separating employment decisions from employee benefit plan decisions, keeping protected health information private, establishing definitive FMLA and leave policies and procedures, and consulting with legal counsel in tricky situations.
NFP's Insights from the Experts
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April 17, 2018
Ep 28: Employer Contribution Strategies
In this episode, Chase Cannon and Suzanne Spradley discuss a topic that seems to be less pressing, but ever recurring: employer contribution strategies.
NFP's Insights from the Experts
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April 03, 2018
Ep 27: Direct Primary Care
In this episode, Suzanne Spradley and Chase Cannon delve into the health care delivery side of things with a discussion on direct primary care (DCP) arrangements, a type of clinical practice in which a physician offers primary care services to patients who pay a monthly membership or subscription fee. Suzanne further describes the details and history of DCP arrangements, how employers play in to the equation, the pros and cons of DCPs, and the state and federal regulatory considerations. Suzanne and Chase finish by discussing what to look for in 2018 as DCP arrangements continue trending upward.
NFP's Insights from the Experts
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March 20, 2018
Ep 26: Is the DOLs Fiduciary Rule Doomed?
In this episode, Beth Allen, former DOL enforcement attorney, discusses the DOL’s fiduciary rule and how it changed the definition of “fiduciary” to include more investment advisors. Then she highlights the recent Fifth Circuit Court decision that could result in the Fiduciary Rule's demise.
NFP's Insights from the Experts
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March 06, 2018
Podcast Episode 25: Study Outlines Possible Reasons for Individual Market Premium Increases
Podcast Episode 25: Study Outlines Possible Reasons for Individual Market Premium Increases by NFP's Insights from the Experts
NFP's Insights from the Experts
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February 21, 2018
Ep 24: Employer Reporting Discussion
In this episode, Suzanne Spradley quizzes Chase Cannon on the most recent reminders and issues regarding employer mandate reporting. The two hit on the basics of reporting (including 2018 due dates) and how the 2019 repeal of the individual mandate may impact reporting obligations.
NFP's Insights from the Experts
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February 06, 2018
Ep 23: Hot Topics for 2018
Ep 23: Hot Topics for 2018
NFP's Insights from the Experts
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January 23, 2018
Ep 22: D.C. Court Decision on EEOCs ADA and GINA Wellness Regulations
Ep 22: D.C. Court Decision on EEOC's ADA and GINA Wellness Regulations
NFP's Insights from the Experts
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January 09, 2018
Ep 21: Association Health Plans
Ep 21: Association Health Plans by NFP's Insights from the Experts
NFP's Insights from the Experts
NFP Corp. and its subsidiaries do not provide legal or tax advice. Compliance, regulatory and related content is for general informational purposes and is not guaranteed to be accurate or complete. You should consult an attorney or tax professional regarding the application or potential implications of laws, regulations or policies to your specific circumstances.
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