2024 Annual Benefits Trend Report
2025 Annual Benefits Trend Report
NFP's US Benefits Trend Report is designed to help employers navigate fiduciary responsibilities while aligning benefits with employee needs for organizational success.
2025 NFP US Benefits Trend Report
The 2025 NFP US Benefits Trend Report provides leaders with data-driven strategic guidance for managing their fiduciary responsibilities while offering competitive, cost-effective benefits tailored to today's workforce needs. Based on employer data and expert insights, this year's report addresses healthcare cost containment through price transparency, pharmacy benefit optimization, comprehensive wellbeing strategies and streamlined leave management solutions.
Trends in Employee Benefits: Key Takeaways
74%
of employers identify data analytics as important or very important.
70%
of employers prioritize controlling prescription drug spend.
64%
of employers are choosing either direct PBM carve-out or coalition participation.
71%
of employers spend more than four hours per leave request on administration.
Healthcare Cost Containment and Price Transparency
With growing fiduciary responsibilities and mounting cost pressures, employers are seeking innovative approaches to healthcare management. 74% of employers noted data analytics as important or very important, and organizations are leveraging new price transparency tools, data analytics, and employer-driven solutions to optimize their health plans while maintaining quality care for their workforce.
Read More Healthcare Cost Containment and Price Transparency
Pharmacy Benefits Management
As prescription drug costs continue to surge, 70% of employers are prioritizing spend control in their pharmacy benefits. Organizations are increasingly moving toward carve-out arrangements and coalition participation, while implementing robust audit frameworks to ensure transparency and cost effectiveness.
Employee Wellbeing
Beyond traditional benefits, today's workforce requires comprehensive support across multiple dimensions of wellbeing. From expanded mental health services and caregiving support to physical health initiatives, organizations are working to close critical gaps in their wellbeing offerings while combating point solution fatigue.
Leave Management
The complexity of managing overlapping leave requirements has created significant administrative challenges for employers. With 71% of organizations spending over four hours per leave request, companies are turning to technology-supported solutions and outsourced administration to streamline processes while ensuring compliance.
The 2025 NFP US Benefits Trend Report draws on data from NFP’s 2024 Benefits Trends Employer Survey and Benefits Trends Employee Survey, which were conducted in October 2024 in partnership with Empatix, a strategy, insights and activation firm, and from NFP’s 2024 Rx Satisfaction Survey. Any other sources are as referenced throughout. For full information on the methodology for each NFP survey, contact marketing@nfp.com.
About the Data
NFP, an Aon company, is an organization of consultative advisors and problem solvers helping companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. With colleagues across the US, Puerto Rico, Canada, UK and Ireland, we serve a diversity of clients, industries and communities. Our global capabilities, specialized expertise and customized solutions span property and casualty insurance, benefits, wealth management and retirement plan advisory. Together, we put people first, prioritize partnerships and continuously advance a culture we’re proud of.